BOSTON (WBZ-AM) -- SunTrust Banks recently introduced its Financial Confidence Index, looking at how comfortable we are with our money habits--and they've noticed trends among those who are fiscally fit.
Though there is optimism about the economy, financial confidence about money habits is only in the low-to-moderate range, with the index showing a 57.8-out-of-100 posting, according to a press release on the index.
However, that's an improvement over April 2017, when the index measured 56.3.
Chief Market Strategist Keith Lerner told WBZ NewsRadio 1030's Ben Parker those people manage their debt, have emergency savings, and work to maximize their income.
To be like them, one should be "improving yourself to get the next level job that you're looking for, whether that's through education, networking, et cetera," Lerber said.
There's also budgeting--no matter what your income, Lerner said, budget it.
"If you don't know how much you're spending, it's hard to have financial confidence," he said.
Speaking of planning, retirement planning is a big key to financial confidence as well.
Lerner says those with positive money habits also report greater life satisfaction.
WBZ NewsRadio 1030's Ben Parker reports