Everyday Wealth, a nationally syndicated radio show and podcast hosted by Soledad O’Brien and Jean Chatzky, explores important financial decisions and how they affect our lives. Every week Jean and Soledad discuss the current events, policy updates and life changes that are impacting our financial well-being. The show covers a range of topics and strategies, such as wealth management and generational planning, retirement income and tax-efficient investing. Joined by Edelman Financial Engines wealth planners and industry experts, listeners hear fresh and compelling insights and strategies to help elevate their financial potential.
For more information and air times, please visit EverydayWealth.com.
About Edelman Financial Engines
Since 1986, Edelman Financial Engines has been committed to always acting in the best interests of our clients. We were founded on the belief that all investors –not just the wealthy –deserve access to personal, comprehensive financial planning and investment advice. Today we are America’s top independent financial planning and investment advisory firm, recognized by Barron’s.* Awarded September 2021 based on data within a 12-month period. Compensation paid for use and distribution of rating. We have 145+ offices across the country and are entrusted by more than 1.3 million clients to manage more than $291 billion in assets.** Our unique approach to serving clients combines our advanced methodology and proprietary technology with the attention of a dedicatedpersonal financial planner. Every client’s situation and goals are unique, and the powerful fusion of high-tech and high-touch allows Edelman Financial Engines to deliver the personal plan and financial confidence that everyone deserves.For more information, please visit EdelmanFinancialEngines.com.
* The 2021 Top 100 Independent Advisory Firm Ranking issued by Barron’s is qualitative and quantitative, including assets managed, revenue generated, regulatory record, staffing levels and diversity, technology spending, and succession planning. Firms elect to participate but do not pay to be included in the ranking. Compensation is paid for use and distribution of rating. Investor experience and returns are not considered.
** Date of Dec. 31, 2021
Jean Chatzky
Jean Chatzky came to personal finance not as an economist or a financial planner, but as a journalist who dug into the topic of money to get her own money in order--and earn a paycheck. She has the innate ability to take the complicated world of money and explain it in ways we can all understand. And this has never been more important than now, because we all have more responsibility for our financial lives than any generation that came before us. Aside from hosting Everyday Wealth, Jean is the CEO of HerMoney Media, a company focused on leveling the playing field for financial security, confidence and power for women. This work includes hosting the HerMoney with Jean Chatzky podcast. Financial editor of NBC’s TODAY Show for 25 years and the financial ambassador for AARP, she appears frequently on CNN and MSNBC and was a recurring guest on The Oprah Winfrey Show. She's an award-winning journalist and a New York Times and Wall Street Journal bestselling author.
Soledad O’Brien
Soledad O’Brien is an award-winning documentarian, journalist, speaker, author and philanthropist. Known as a provocative, credible and smart interviewer throughout her career, Soledad has been dedicated to telling empowering and authentic stories on a range of social issues and is a thought leader whose public engagement garners wide attention. Soledad was recognized with three Emmy Awards – for her coverage of the Haiti earthquake, the 2012 election and a series called “Kids and Race.” She was also honored twice with the George Foster Peabody Award for her coverage of Hurricane Katrina and her reporting on the BP Gulf Coast Oil Spill. Her reporting on the Southeast Asia tsunami garnered CNN an Alfred I. duPont-Columbia Award. Aside from hosting Everyday Wealth, she is the CEO of Soledad O’Brien Productions, a multiplatform media production company, and currently anchors and produces the Hearst Television political magazine program Matter of Fact with Soledad O’Brien. She also reports regularly for HBO’s Real Sports with Bryant Gumbel. She has anchored shows on CNN, MSNBC and NBC, and hosted projects for Fox and A&E.
Season 2 Episode 11: A deep dive into when to claim Social Security
Season 2 Episode 10: The role of finances in gray divorce
Divorce rates have been steadily declining since the ‘90s for all age groups except for one – the baby boomers. This phenomenon of rising rates is referred to as gray divorce, and one of the main reasons for the rise is financial differences. In this episode of Edelman Financial Engines’ Everyday Wealth™, Jean and wealth planners Andy Smith and Isabel Barrow explore what these financial differences are, including financial infidelity, and how a planner can help.
Ms. Chatzky receives cash compensation for acting as host of the Everyday Wealth podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners. That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses. The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show).
This show is pre-recorded.
The information being provided is for informational and educational purposes only and should not be construed as investment advice. You should consult with a financial advisor to help determine the best options for your particular circumstances.
© 2023 Edelman Financial Engines, LLC. Edelman Financial Engines® is a registered trademark of Edelman Financial Engines, LLC. All advisory services provided by Financial Engines Advisors L.L.C., a federally registered investment advisor. Results are not guaranteed.
See omnystudio.com/listener for privacy information.
Season 2 Episode 9: Last-minute tax tips
The filing deadline to submit 2022 tax returns or an extension and pay taxes owed is Tuesday, April 18 and along with some important changes that you need to know about, there are also tax strategies you can still use to potentially help reduce your taxes. In this episode of Edelman Financial Engines’ Everyday Wealth™, Jean is joined by wealth planner Andy Smith to discuss last-minute tax tips to help you through this tax season. Later in the episode, Jean and Andy answer an email from a listener with a question about I bonds and taxes.
Ms. Chatzky receives cash compensation for acting as host of the Everyday Wealth podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners. That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses. The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show).
This show is pre-recorded, and any callers are prescreened.
The information being provided is for informational and educational purposes only and should not be construed as investment advice. You should consult with a financial advisor to help determine the best options for your particular circumstances.
Neither Edelman Financial Engines nor its affiliates offer tax or legal advice. Interested parties are strongly encouraged to include your qualified tax and/or legal professionals in these discussions and decisions to help determine the best options for your particular circumstances.
See omnystudio.com/listener for privacy information.
Season 2 Episode 8: How to choose a financial advisor
Despite the many reasons to get help from a financial advisor – especially in today’s climate – only 35% currently work with a financial professional. In this episode of Edelman Financial Engines’ Everyday Wealth™, Jean and wealth planner Isabel Barrow talk to a listener who wants to choose the right financial advisor after going through a litigious divorce. Later in the episode, Jean and Isabel discuss considerations to make when you’re looking for a wealth planner and questions to ask to help you choose the right one.
Ms. Chatzky receives cash compensation for acting as host of the Everyday Wealth podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners. That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses. The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show).
This show is pre-recorded, and any callers are prescreened.
The information being provided is for informational and educational purposes only and should not be construed as investment advice. You should consult with a financial advisor to help determine the best options for your particular circumstances.
© 2023 Edelman Financial Engines, LLC. Edelman Financial Engines® is a registered trademark of Edelman Financial Engines, LLC. All advisory services provided by Financial Engines Advisors L.L.C., a federally registered investment advisor. Results are not guaranteed.
See omnystudio.com/listener for privacy information.
Season 2 Episode 7: Is the 60/40 portfolio dead?
“Is the 60/40 portfolio dead”? That was a topic making big financial headlines in 2022. But so far this year, media outlets have been walking back on that sentiment. In this episode of Edelman Financial Engines’ Everyday Wealth™, Jean talks to Christine Benz, Morningstar's director of personal finance, about portfolio construction, the 4% rule, and what it all means for you. Later in the episode, wealth planner Isabel Barrow joins to discuss the ins and outs of sticking with a diversified portfolio.
Ms. Chatzky receives cash compensation for acting as hosts of the Everyday Wealth radio show and podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners. That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses. The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show).
This show is pre-recorded, and any callers are prescreened.
The views and opinions expressed by Christine Benz are solely her own and may not reflect the views or opinions of EFE or its planners. The information being provided is for informational and educational purposes only and should not be construed as investment advice. You should consult with a financial advisor to help determine the best options for your particular circumstances.
Investing strategies, such as asset allocation, diversification, or rebalancing do not assure or guarantee better performance and cannot eliminate the risk of investment losses. There are no guarantees that a portfolio employing these or any other strategy will outperform a portfolio that does not engage in such strategies. Funds and ETFs are subject to risk, including loss of principal. All investments have inherent risks. There can be no assurance that the investment strategy proposed will obtain its goal. Past performance does not guarantee future results.
© 2023 Edelman Financial Engines, LLC. Edelman Financial Engines® is a registered trademark of Edelman Financial Engines, LLC. All advisory services provided by Financial Engines Advisors L.L.C., a federally registered investment advisor. Results are not guaranteed.
See omnystudio.com/listener for privacy information.
Season 2 Episode 6: Should we re-imagine retirement?
When most people think of retirement, they think of slowing down. But it doesn’t have to be this way. In this episode of Edelman Financial Engines’ Everyday Wealth™, Jean talks with Michael Clinton, author of ROAR: into the second half of your life (Before It’s Too Late), about how to re-imagine retirement and make the most of it. Later in the episode, wealth planner Isabel Barrow joins the show to discuss what to consider when you change jobs later in life.
This show is pre-recorded, and any callers are prescreened.
Ms. Chatzky receives cash compensation for acting as host of the Everyday Wealth radio show and podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners. That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses. The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show).
See omnystudio.com/listener for privacy information.
Season 2 Episode 5: Retirement security and the SECURE 2.0 Act
Retirement security has long been a top concern for this country. This past December, Congress passed the SECURE 2.0 Act, which contains a number of ways for Americans to save more for their retirement. In this episode of Edelman Financial Engines’ Everyday Wealth™, Jean is joined by wealth planner Andy Smith and Dr. Wei Hu, vice president of financial research for Edelman Financial Engines, to discuss retirement security opportunities and how they may help you save more for retirement, wait longer to take distributions, and even possibly utilize some tax-smart strategies.
This show is pre-recorded, and any callers are prescreened.
Ms. Chatzky receives cash compensation for acting as host of the Everyday Wealth radio show and podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners. That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses. The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show).
The information regarding estate planning should not be construed as tax or legal advice and is for general informational purposes only.
Neither Edelman Financial Engines nor its affiliates sell insurance products or offer tax or legal advice. Interested parties are strongly encouraged to include your qualified insurance, tax and/or legal professionals in these discussions and decisions to help determine the best options for your particular circumstances.
Edelman Financial Engines affiliates may receive insurance-related compensation for the referral of insurance opportunities to third parties if individuals elect to purchase insurance through those third parties.
See omnystudio.com/listener for privacy information.
Season 2 Episode 4: Replay: Investing vs. speculation
As markets continue their bumpy ride, some investors are looking to make back losses during the potential upswings – possibly taking on some excessive risk. In this episode of Everyday Wealth™, Jean Chatzky is joined by wealth planner Andy Smith to discuss the differences between speculation and investing, and how a wealth planner can help mitigate your risks. They also discuss whether it’s better to lease or buy a car in the current economy, and later in the episode, Dr. Wei Hu, vice president of financial research at Edelman Financial Engines, joins Jean and Andy for Investing Sense, where they talk about mental reference points that impact investing.
Originally posted 08-20-22
This show is pre-recorded, and any callers are prescreened.
Ms. Chatzky receives cash compensation for acting as host of the Everyday Wealth radio show and podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners. That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses. The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show).
Investing strategies, such as asset allocation, diversification or rebalancing, do not ensure or guarantee better performance and cannot eliminate the risk of investment losses. All investments have inherent risks, including loss of principal. There are no guarantees that a portfolio employing these or any other strategy will outperform a portfolio that does not engage in such strategies. Past performance does not guarantee future results.
Dollar Cost Averaging does not assure a profit or protect against a loss in a declining market. For the strategy to be effective, you must continue to purchase shares in both up and down markets. As such, an investor needs to consider his/her financial ability to continuously invest through periods of low-price levels.
An index is a portfolio of specific securities (common examples are the S&P, DJIA, NASDAQ), the performance of which is often used as a benchmark in judging the relative performance of certain asset classes. Indexes are unmanaged portfolios and investors cannot invest directly in an index. Past performance does not guarantee future results.
See omnystudio.com/listener for privacy information.
Season 2 Episode 3: Navigating a challenging housing market
As home prices and interest rates traveled through the roof this past year, many people want to know where the real estate housing market is headed next. This week on Edelman Financial Engines’ Everyday Wealth™, Jean is joined by economist Mark Zandi from Moody’s Analytics to do a deep dive on the housing market and to discuss what it will take for homebuying to feel manageable again. Later in the episode, Edelman Financial Engines wealth planner John McCafferty joins the conversation to talk about what a homebuyer should consider doing now and if renting might be a better idea.
This show is pre-recorded, and any callers are prescreened.
Ms. Chatzky receives cash compensation for acting as host of the Everyday Wealth radio show and podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners. That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses. The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show).
See omnystudio.com/listener for privacy information.
Season 2 Episode 2: Starting a small business or a side gig
When you’re starting a small business or a side gig, there are many important factors to consider in order to help make it a success. This week on Edelman Financial Engines’ Everyday Wealth™, Jean is joined by Edelman Financial Engines wealth planner Andy Smith as she shares her journey from side gigs to becoming a small-business owner and what she learned along the way. Later in the episode, Rich Lahijani a director, tax advisory and planning at Edelman Financial Engines, joins the conversation to talk about tax considerations, including what you typically can and can’t write off when you’re starting a small business or side gig.
This show is pre-recorded, and any callers are prescreened.
Ms. Chatzky receives cash compensation for acting as host of the Everyday Wealth radio show and podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners. That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses. The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show).
Neither Edelman Financial Engines nor its affiliates offer tax or legal advice. Interested parties are strongly encouraged to include your qualified tax and/or legal professionals in these discussions and decisions to help determine the best options for your particular circumstances.
See omnystudio.com/listener for privacy information.